When your health insurance company asks your doctor to submit a prior authorization for a procedure, test, or treatment, it is not just a formality or a technique to make your doctor’s life more difficult. The request for prior authorization is a signal that there are conditions under which the insurance company may deny you coverage. Click on title to see the whole article.

I have no love for insurance companies, especially health insurance companies. But my dislike for unfairness exceeds my dislike for insurance companies so I had to complain. A charge of $872 for a two-minute doctor’s visit didn’t pass the smell test, especially in light of the outcome of the visit. Click on title to see the whole article.